Work with me

One session. Your whole points setup, rebuilt around real travel.

Independent advice: I don't sell cards, and card links on this site may be affiliate links — see the disclosure. You get an honest read on what your wallet earns, what to change, and how to convert the balance into premium cabins and hotel nights.

Book a Consultation 45 minutes · ₹5,900 All Inclusive

Card milestone strategy

Axis Atlas milestone restructuring

Need help adapting spend after programme changes? We can review your Atlas milestones, renewal value and better routing options as part of a personalised strategy session.

Enquire

What a consultation covers

Wallet audit

Every card you hold, mapped against how you actually spend. We keep what earns, downgrade what doesn't, and close the fees you can't justify.

  • Card-by-card earn review
  • Annual fee break-even math
  • Replacement recommendations

Earning strategy

A 12-month plan for where each rupee of spend should go — rent, fuel, insurance, education, travel and everyday categories included.

  • Category routing plan
  • Milestone & spend targets
  • SmartBuy / portal tactics

Redemption map

Turning a balance into a confirmed seat. Realistic dates, programmes and partner routings out of Indian metros — plus when cash simply wins.

  • Transfer partner path
  • Award sweet spots
  • Booking walkthrough

How it works

Three steps from booking to a plan you can act on

  1. Step 1

    Share your setup

    You book a slot and send over your current cards, rough monthly spend and the trip you're dreaming about.

  2. Step 2

    The session

    A 45 minutes call where we audit the wallet, fix the earning and map the redemption — screen shared, questions welcome.

  3. Step 3

    Written plan

    Within 48 hours you get a written summary: cards to keep, cards to add, spend routing and the redemptions to target.

1-on-1 consultation

Stop guessing. Build a card strategy that actually pays for your travel.

A focused one-on-one session where we audit your wallet, fix your earning, and map your next redemption.

Book a Consultation 45 minutes · ₹5,900 All Inclusive

Choose your access

One session changes everything.Imagine a whole year.

Three levels of access, built around where you are in your points journey — from a first honest wallet audit to a year of managed strategy for a ₹1 crore-plus portfolio.

Start here

Atlas

₹5,900

All Inclusive · 45 minutes on Zoom

One session. One plan. Everything you need to stop under-earning.

  • One strategy session

    45 minutes on Zoom — a full audit of your cards, points balances and the trip you're chasing.

  • Card stack optimisation

    What to keep, what to apply for, what to downgrade or close — judged on your numbers, not on what pays a commission.

  • Transfer strategy

    The exact programmes, partners and transfer routes that get you to premium cabins from India.

  • Action plan

    A written summary within 48 hours — spend routing and redemptions you can book this month.

Everything you need. Nothing you don't.

Book Atlas
Most popular

Premier

₹14,750

All Inclusive · Two sessions · Zoom or in person, Mumbai

For those who travel often and want every trip to count.

  • Two strategy sessions

    Session one builds the plan. Session two, within six months, reviews execution and maps the next redemption.

  • Written strategy summary

    After each session — redemption plan, transfer routes and next steps in a clean document. Yours to keep.

  • Hotel & award booking support

    Help structuring stays and award tickets end to end, including revenue-plus-points hybrids.

  • Priority scheduling

    Your slot confirmed within 48 hours, with WhatsApp follow-ups between sessions.

You already travel well. This is the level above that.

Book Premier
For the serious spender

Privé

Annual Membership

12 months · Minimum qualifying spend ₹1 crore

Spending ₹1 crore or more a year on cards? This is built for you.

  • Year-long dedicated advisory

    On-demand sessions, hands-on redemption management and ongoing strategy as your spend evolves.

  • Direct WhatsApp line

    A private channel for time-sensitive decisions — flash sales, award space, new card launches.

  • Card stack built for scale

    Optimised for high-volume spend. Every category, every milestone, every transfer route.

  • Quarterly strategic reviews

    A deep dive into your portfolio every quarter, recalibrated for new cards and upcoming trips.

Your spend is exceptional. Your strategy should be too.

Explore Privé

Not sure which one

Tell me your spend and the trip. I'll tell you which tier fits.

Share your spend and travel goal by email and I'll point you to the right level of access — no obligation, no upsell.

Email your briefOr write to hello@divacayklub.com — replies within a working day.

Frequently asked

The questions I get in nearly every session

Still unsure whether a session is worth it? Drop a note in the booking form and I'll reply before you pay.