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Credit card strategy & award travel, made for India

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The weekly points memo

One email a week: card news, transfer bonuses and award sweet spots for Indian travellers.

Some card links are affiliate links; I may earn a commission at no extra cost to you.

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Card directory

Credit Cards

Browse and compare India's top credit cards — pick the one that fits your spending and travel goals.

Some card links on this site are affiliate links. If you apply through them I may earn a commission at no extra cost to you. It never changes my recommendation; I only suggest cards I'd use myself.

Bank

Category

HDFC Bank
Premium

HDFC Bank

Infinia Metal Edition

  • Joining fee: ₹12,500 + GST
  • 5 Reward Points per ₹150 — up to 16.5% value via SmartBuy
  • Unlimited domestic and international lounge access with Priority Pass
Apply Now
HDFC Bank
Travel

HDFC Bank

Diners Club Black Metal

  • Joining fee: ₹10,000 + GST
  • 5 Reward Points per ₹150, 10X on SmartBuy partners
  • Unlimited airport lounge access for you and an add-on member
Apply Now
Axis Bank
Travel

Axis Bank

Magnus for Burgundy

  • Joining fee: ₹12,500 + GST
  • 12 EDGE Points per ₹200, 35 points per ₹200 on Travel Edge
  • Unlimited domestic and international lounge visits
Apply Now
Axis Bank
Travel

Axis Bank

Atlas

  • Joining fee: ₹5,000 + GST
  • 5 EDGE Miles per ₹100 on travel, 2 per ₹100 elsewhere
  • 2,500 bonus EDGE Miles on your first spend
Apply Now
American Express
Travel

American Express

Platinum Travel Credit Card

  • Joining fee: ₹3,500 + GST
  • 1 Membership Rewards point per ₹50 plus large milestone bonuses
  • Milestone travel vouchers worth up to ₹11,000 a year
Apply Now
ICICI Bank
Cashback

ICICI Bank

Amazon Pay Credit Card

  • Joining fee: Nil
  • Up to 5% back on Amazon for Prime members, 2% on partner brands
  • 5% unlimited cashback on Amazon.in for Prime members
Apply Now
ICICI Bank
Premium

ICICI Bank

Emeralde Private Metal

  • Joining fee: ₹12,499 + GST
  • 6 Reward Points per ₹200, no cap on most categories
  • Unlimited domestic and international lounge access
Apply Now
SBI Card
Cashback

SBI Card

Cashback Card

  • Joining fee: ₹999 + GST
  • Flat 5% cashback online, 1% offline, credited automatically
  • 5% cashback on all online spends with no merchant restrictions
Apply Now
Indian Oil / ICICI
Fuel

Indian Oil / ICICI

IndianOil Axis Bank Credit Card

  • Joining fee: ₹500 + GST
  • 4% value back on IndianOil fuel spends
  • 4% value back as EDGE points at IndianOil outlets
Apply Now

Some card links on this site are affiliate links. If you apply through them I may earn a commission at no extra cost to you. It never changes my recommendation; I only suggest cards I'd use myself.