400+
Instagram community
100+
1-on-1 consultations
About
I'm Kalpesh, and I've been playing this game since long before it had an Indian audience.
I started tracking credit card reward programmes in 2022, mostly because I was a consultant who could not understand why my points kept disappearing into gift vouchers. Four years and a lot of spreadsheets later, my family and I have flown Award seats across multiple continents almost entirely on points earned from ordinary Indian spending.
What started as a spreadsheet became an Instagram community of 400+ people, and then a consulting practice. Today I have run more than 100 one-on-one sessions for salaried professionals, founders, doctors and families, the people who spend enough to earn seriously, but who were never given a system.
My revenue comes from consultations and occasional referrals, and some card links here are affiliate links. I only ever suggest cards I'd use myself, which means the advice stays the same even when it's telling you to close a card you love.
How a session works
- 01 Wallet audit. Every card you hold, what it earns, what it costs, and what to cut.
- 02 Earning plan. Which currency to consolidate into, based on your real monthly spend.
- 03 Redemption map. Your next trip, priced in points, with the exact programme to book through.
- 04 Written follow-up. A summary document you keep, plus two weeks of email support.
Before you book
Questions I get before most first sessions
Still unsure whether a session is worth it? Drop a note in the booking form and I'll reply before you pay.
1-on-1 consultation
Bring your wallet, your spend and your dream trip. We'll do the rest together.
45 minutes on a video call, ₹5,900 All Inclusive, with a written plan you keep afterwards.